We accept The Canadian Dental Care Plan (CDCP)
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The Canadian Dental Care Plan (CDCP), first proposed by the federal government in 2022, is soon to be accessible to Canadians. Eligible seniors were invited to apply for enrollment starting December 2023, with dental care services becoming available as early as May 2024. Here’s everything you need to know about the CDCP.
How Does CDCP Work?
Scheduled to begin covering treatments in May 2024, the CDCP is a publicly funded dental benefit designed for individuals with an annual household income under $90,000 and lacking private dental insurance. It aims to cover the cost or a portion of the cost of oral health treatments, thereby preventing and treating oral diseases, which in turn can safeguard against more serious health issues.
CDCP Eligibility
- Not have access to dental insurance
- Have an adjusted family net income of less than $90,000
- Be a Canadian resident for tax purposes
- Have filed your tax return in the previous year
CDCP Services Covered
The CDCP encompasses a broad spectrum of oral health care services, including but not limited to:
Intended to evaluate your oral health status, to keep your teeth, gums and mouth healthy and to prevent cavities and gum disease. Services covered include:
- a range of dental exams, including complete, routine, specific and emergency exams
- x-rays
- cleaning (scaling)
- fluoride applications
- sealants
Restorative services
Intended to treat decayed or fractured teeth. Services covered include:
- permanent fillings
- temporary fillings
- pain control for diseased teeth
- other treatments for cavities
Endodontic services
Intended to treat teeth that are severely decayed, infected or broken. Services covered include:
- root canal treatments
- pulpectomies (first step of a root canal treatment)
- procedures to reduce infection and provide temporary pain relief
- retreatment of previously completed root canal treatment (requires preauthorization)
Periodontal services
Intended to treat areas around the teeth, including gums and bone supporting the teeth. Services covered include:
- cleaning under the gumline
- treatment of abscesses
- bonding for mobile teeth (requires preauthorization)
- post-surgical evaluations (requires preauthorization)
- non-surgical gum disease management
Restorative services
Intended to restore teeth with a more extensive procedure when teeth are too damaged to be restored by basic fillings.
- posts and post removal
- repairs to crowns and rebonding of crowns and posts
- crowns (requires preauthorization)
- cores (to support crowns) (requires preauthorization)
- posts for crown (requires preauthorization)
Removable prosthodontic services
Intended to replace missing teeth. Services covered include:
- complete dentures, including standard and temporary dentures
- denture repairs, relines and rebases
- placing lining in dentures to condition oral tissues (for comfort and healing)
- complete immediate and overdentures (requires preauthorization)
- initial placement of partial dentures (requires preauthorization)
- replacement of partial dentures
Oral surgery
Intended to remove teeth or tumours or fix other problems in the mouth and jaw requiring surgical intervention. Services covered include:
- removal of teeth and roots
- surgical removal of tumours and cysts
- surgical incisions, including draining
- treatments for jaw bone fractures
Additional services are provided in support of another services. Services covered include:
- minimal sedation (conscious)
- moderate sedation (requires preauthorization)
- deep sedation (requires preauthorization)
- general anaesthesia (requires preauthorization)
Some orthodontic services will be added to the CDCP starting in 2025. Orthodontic services will only be covered in cases of medical need based on stringent criteria and will include a maximum spending limit.
For more information on services covered, consult the CDCP Dental Benefits Guide.
Please note that some services may require preauthorization, a process where prior approval is needed before treatment can be provided, ensuring coverage under the plan.
How Much Will CDCP Cover
The CDCP will reimburse a percentage of the cost based on established fees and adjusted family net income. Co-payments may apply, depending on income brackets:
Co-payments based on adjusted family net income
| Adjusted family net income | How much will the CDCP cover | How much you will cover |
|---|---|---|
| Lower than $70,000 | 100% of eligible oral health care service costs will be covered at the CDCP established fees. | 0% of the CDCP established fees. You may face additional charges as described below. |
| Between $70,000 and $79,999 | 60% of eligible oral health care service costs will be covered at the CDCP established fees. | 40% of the CDCP established fees. You may face additional fees as described below. |
| Between $80,000 and $89,999 | 40% of eligible oral health care service costs will be covered at the CDCP established fees. | 60% of the CDCP established fees. You may face additional fees as described below. |
Additional charges
The CDCP fees may not be the same as what providers charge. You may have to pay fees in addition to the potential co-payment if:
- the cost of your oral health care services are more than what the CDCP will reimburse based on the established CDCP fees
- you agree to receive care that the plan doesn’t cover
Before receiving oral health care, you should always ask your oral health provider about any costs that won’t be covered by the plan. Make sure you know what you’ll have to pay directly to your oral health provider ahead of receiving treatment.
Frequently Asked Questions
What is the Canadian Dental Care Plan (CDCP)?
How do I know if I’m eligible for the CDCP?
- Not have access to dental insurance
- Have an adjusted family net income of less than $90,000
- Be a Canadian resident for tax purposes
- Have filed your tax return in the previous year